:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --surface-soft: #eef4ff;
  --text: #1d2633;
  --muted: #697586;
  --line: #dce5f2;
  --primary: #1f5eff;
  --primary-dark: #1848bf;
  --accent: #16b57a;
  --shadow: 0 16px 40px rgba(18, 38, 63, 0.1);
  --radius: 18px;
  --container: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Arial, sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f7faff 0%, #eef4ff 100%);
  line-height: 1.55;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button, input, textarea, select { font: inherit; }
.container { width: min(var(--container), calc(100% - 32px)); margin: 0 auto; }
.topbar {
  position: sticky; top: 0; z-index: 50;
  backdrop-filter: blur(12px);
  background: rgba(255,255,255,0.84);
  border-bottom: 1px solid rgba(220,229,242,0.95);
}
.topbar-inner {
  min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.logo { display: flex; align-items: center; gap: 12px; font-weight: 800; letter-spacing: -0.02em; }
.logo-badge {
  width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; color: #fff;
  background: linear-gradient(135deg, var(--primary), #6ea4ff);
  box-shadow: 0 12px 28px rgba(31,94,255,0.28); font-size: 20px;
}
.nav { display: flex; align-items: center; gap: 22px; color: var(--muted); font-size: 15px; }
.nav a:hover, .nav a.active { color: var(--text); }
.actions { display: flex; gap: 12px; align-items: center; }
.btn {
  border: 0; cursor: pointer; border-radius: 14px; padding: 14px 20px; display: inline-flex;
  align-items: center; justify-content: center; gap: 10px; transition: 0.25s ease; font-weight: 700;
}
.btn-primary {
  color: #fff; background: linear-gradient(135deg, var(--primary), #3f7bff);
  box-shadow: 0 14px 30px rgba(31,94,255,0.25);
}
.btn-primary:hover { transform: translateY(-1px); }
.btn-secondary { background: #fff; border: 1px solid var(--line); }
.btn-secondary:hover { background: #f8fbff; }
.hero { padding: 56px 0 34px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 28px; align-items: stretch; }
.panel, .card, .form-card, .cta-box, .footer-box, .faq-item, .table-wrap {
  background: var(--surface); border: 1px solid rgba(220,229,242,0.95); border-radius: var(--radius); box-shadow: var(--shadow);
}
.panel { padding: 42px; position: relative; overflow: hidden; }
.panel::before {
  content: ""; position: absolute; inset: auto -80px -80px auto; width: 220px; height: 220px; border-radius: 50%;
  background: radial-gradient(circle, rgba(31,94,255,0.16), transparent 65%);
}
.badge {
  display: inline-flex; align-items: center; gap: 8px; padding: 10px 14px; border-radius: 999px;
  background: #edf3ff; color: var(--primary-dark); font-size: 14px; font-weight: 700; margin-bottom: 18px;
}
h1, h2, h3 { letter-spacing: -0.03em; }
h1 { margin: 0 0 16px; font-size: clamp(34px, 5vw, 58px); line-height: 1.02; }
h2 { margin: 0 0 10px; font-size: clamp(28px, 4vw, 42px); }
h3 { margin: 0 0 10px; font-size: 22px; }
p.lead, .section-head p, .muted, .card p, .faq-answer, .list-note, .footer-note { color: var(--muted); }
.hero-actions, .inline-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 28px; }
.stat { background: rgba(239,245,255,0.9); border: 1px solid #d8e5ff; border-radius: 18px; padding: 18px; }
.stat strong { display: block; font-size: 24px; margin-bottom: 4px; }
.form-card { padding: 28px; }
.form-grid, .grid-2, .grid-3, .faq, .footer-grid, .cards { display: grid; gap: 18px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3, .cards { grid-template-columns: repeat(3, 1fr); }
.field label { display: block; margin-bottom: 8px; font-size: 14px; font-weight: 700; }
.input, .select, .textarea {
  width: 100%; border: 1px solid var(--line); background: #fbfdff; border-radius: 14px; padding: 15px 16px; outline: none;
}
.textarea { min-height: 140px; resize: vertical; }
.input:focus, .select:focus, .textarea:focus { border-color: #aac4ff; box-shadow: 0 0 0 4px rgba(31,94,255,0.08); background: #fff; }
.agreement { display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: var(--muted); }
section { padding: 26px 0; }
.section-head { display: flex; justify-content: space-between; align-items: end; gap: 20px; margin-bottom: 20px; }
.card { padding: 24px; }
.icon, .step-no {
  width: 52px; height: 52px; border-radius: 16px; display: grid; place-items: center; margin-bottom: 16px;
  background: linear-gradient(135deg, #edf3ff, #f7fbff); color: var(--primary); border: 1px solid #dce7ff; font-weight: 800;
}
.list { list-style: none; padding: 0; margin: 16px 0 0; display: grid; gap: 10px; }
.list li { display: flex; align-items: flex-start; gap: 10px; }
.dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); margin-top: 9px; flex: 0 0 auto; }
.table-wrap { overflow: auto; }
table { width: 100%; border-collapse: collapse; min-width: 700px; }
th, td { padding: 16px; border-bottom: 1px solid var(--line); text-align: left; }
th { color: var(--muted); font-size: 14px; }
.faq { grid-template-columns: 1fr; }
.faq-item { padding: 0; overflow: hidden; }
.faq-question {
  width: 100%; background: transparent; border: 0; padding: 22px 24px; display: flex; justify-content: space-between; align-items: center;
  text-align: left; font-size: 18px; font-weight: 700; cursor: pointer;
}
.faq-answer { display: none; padding: 0 24px 22px; }
.faq-item.active .faq-answer { display: block; }
.faq-item.active .faq-plus { transform: rotate(45deg); }
.faq-plus { font-size: 26px; color: var(--primary); transition: 0.2s ease; }
.cta-box { padding: 34px; display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.breadcrumbs { color: var(--muted); font-size: 14px; margin-bottom: 16px; }
.page-hero { padding: 36px 0 12px; }
.highlight {
  background: linear-gradient(135deg, rgba(31,94,255,0.08), rgba(22,181,122,0.06)); border: 1px solid rgba(31,94,255,0.12);
  border-radius: 16px; padding: 18px 20px; color: var(--text);
}
.footer-box { padding: 28px; }
.footer-grid { grid-template-columns: 1.2fr 1fr 1fr; margin-bottom: 20px; }
.footer-title { font-weight: 800; margin-bottom: 12px; font-size: 18px; }
.footer-links { display: grid; gap: 10px; color: var(--muted); }
.footer-note { padding-top: 18px; border-top: 1px solid var(--line); font-size: 14px; }
.notice-success, .notice-error {
  display: none; padding: 14px 16px; border-radius: 14px; font-size: 14px;
}
.notice-success { background: #effaf5; border: 1px solid #cdeedd; color: #18734f; }
.notice-error { background: #fff1f1; border: 1px solid #f3caca; color: #cc4242; }
.mobile-menu { display: none; }
@media (max-width: 1100px) {
  .hero-grid, .cta-box, .footer-grid, .grid-3, .cards { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
}
@media (max-width: 820px) {
  .nav, .actions .btn-secondary { display: none; }
  .mobile-menu { display: inline-flex; }
  .stats { grid-template-columns: 1fr; }
  .panel, .form-card, .card, .cta-box, .footer-box { padding-left: 20px; padding-right: 20px; }
}
@media (max-width: 560px) {
  .container { width: min(100% - 20px, var(--container)); }
  .topbar-inner { min-height: 66px; }
  .hero-actions, .actions { flex-direction: column; align-items: stretch; }
  .btn { width: 100%; }
}